Unless stated to the contrary any views, opinions and representations expressed by YE are provided for general and educational purposes and do not necessarily represent the views and opinions of YE; nothing shall or shall be deemed to constitute financial product or consulting advice; YE  may or may not pay third parties for client introductions; YE may or may not receive commissions where we refer or introduce you to any service provider; and YE makes no guarantees as to the accuracy and completeness of the information contained herein.